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Safety, faults and protection

MCB, RCD and RCBO: What's the Difference?

Three sets of letters, three different jobs. Here's what's actually inside your consumer unit, explained the way we'd explain it to a friend.

3 min read · Updated October 2026

Three protective devices side by side labelled MCB, RCD and RCBO

MCB: the overload guard

A miniature circuit breaker (MCB) protects a circuit's wiring from too much current – an overload or a short circuit. Plug in too many high-power things on one circuit and the MCB switches off before the cable gets dangerously hot.

What it doesn't do is protect people from electric shock caused by current leaking to earth. That's a different job.

RCD: the people protector

A residual current device (RCD) watches for electricity leaking out of a circuit – through damaged insulation, water or a person – and cuts the power almost instantly. In many homes, one RCD protects a group of circuits, which is why a single faulty appliance can sometimes knock out several rooms at once.

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RCBO: both in one

An RCBO combines an MCB and an RCD for a single circuit. If something goes wrong, only that circuit goes off. A fault in the garden lights won't plunge the kitchen into darkness, and finding the problem is quicker.

Boards with an RCBO on every circuit cost more than boards with shared RCDs, but many people think the convenience is worth it, especially in homes where nuisance trips have been a headache.

What each device protects against
DeviceOverload and short circuitEarth leakage (shock)If it trips
MCBYesNoOne circuit goes off
RCDNoYesEvery circuit it covers goes off
RCBOYesYesOnly its own circuit goes off

What each device protects against

Which is right for you?

If you're replacing a consumer unit, ask electricians to quote for both a split-load board with shared RCDs and an RCBO board. Then you can weigh up cost against convenience. Either way, the work should be tested and certified.

Common questions

Are RCBOs worth the extra cost?

For many households, yes – a fault only affects one circuit, which makes life easier and fault finding quicker. It depends on your budget and how often trips are a problem.

Can I swap my MCBs for RCBOs?

Sometimes, depending on the consumer unit's make and model. An electrician will check compatibility and test the circuits first.

What is an RCCB?

It's another name for an RCD that doesn't include overload protection – the same job as a standard RCD in a consumer unit.

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